Everybody has heard the term “cash is king”, but have you ever really thought about the benefits of using cash? We have become connected to our credit and debit cards, and sometimes we don’t realize that we have some bad spending habits. When we don’t actually see the money leaving our hand, we tend to … Continue reading Why You Should Ditch the Cards and Use Cash
Vacations are expensive, but I probably don’t have to tell you that. This post is not to persuade you to stay at home your whole life and never travel the world, it is simply to help you keep your costs low, so you can enjoy your trip without hurting yourself financially. I have been on … Continue reading How to Save Money on Vacation
We all know someone who is really good at spending money that they don’t have, and it may even be you. The problem is that it is no longer just a bad habit, but more like an epidemic. We are so bad at managing money that we have to borrow it in the case of … Continue reading The Snowball Debt Payment Method: How to Strategically Eliminate Your Debt
The United States is often referred to as “the richest country in the world”. Based on GDP that might be true, however that doesn’t mean that the citizens in the United States are good at managing their money. If you ask me, Americans have rich people tastes, but a poor mans wallet. So I’m going … Continue reading 5 Facts That Prove Americans Suck at Managing Money
If there is one thing that I wish I could do, it would be to go back in time to my very first job and knock some financial sense into 16 year old me. Like most teenagers, I wasn’t really taught about money, so when I finally started getting a paycheck it didn’t last long. … Continue reading Money Advice Every Teenager Needs To Hear
This is one of my favorite rules when it comes to money. The reason that I like it so much is because it works no matter how much your income is. The only exception is if you spend literally your entire paycheck on expenses, in which case, you need to consider which, if all, of … Continue reading Breaking Down the 50/30/20 Savings Rule: How Does It Work?
I think it is safe to say that we all want to live on an island and dive into a pile of money like we are Scrooge McDuck. From the first time we ever got an allowance to the first paycheck we ever received, we learned that money was important. Sadly, schools don’t really teach … Continue reading How to Write a Budget