Why You Should Ditch the Cards and Use Cash

Everybody has heard the term “cash is king”, but have you ever really thought about the benefits of using cash? We have become connected to our credit and debit cards, and sometimes we don’t realize that we have some bad spending habits. When we don’t actually see the money leaving our hand, we tend to … Continue reading Why You Should Ditch the Cards and Use Cash

Breaking Down the 50/30/20 Savings Rule: How Does It Work?

This is one of my favorite rules when it comes to money. The reason that I like it so much is because it works no matter how much your income is. The only exception is if you spend literally your entire paycheck on expenses, in which case, you need to consider which, if all, of … Continue reading Breaking Down the 50/30/20 Savings Rule: How Does It Work?